FHA Loan Requirements for Married couples
It sure is a bumpy ride, considering the variety of financing options offered to married couples. Of the…
Closing Costs for FHA Loans
When navigating the path to homeownership, securing an FHA loan represents a pivotal step for many, especially those…
Buying a Home With No Money Down
So you’re eyeing homeownership, but the bank account’s giving you the side-eye, whispering, “Dream on, pal.” Here’s the…
How to Fix your Credit Score
Improving your credit score to purchase a home is a journey that requires a strategic plan, personal commitment,…
Qualifying for a Mortgage
Hello and congratulations on taking your first step towards owning your dream home! As someone who’s venturing into…
Real Estate Contingencies
One term that often comes to the forefront in home-buying is “contingency.” These are specific conditions outlined in…
What is earnest money?
In the journey of buying a home, one of the terms that frequently surfaces is ‘earnest money.’ This…
Understanding how debt-to-income ratio works
Welcome to coolemortgage.com, where we unravel the complexities of homebuying for you! In this article, we’re diving into…
Common Pitfalls of FHA Loans
For many first-time homebuyers, an FHA loan is a great starting point. It’s known for being easier to…
Buying a home for the first time
Stepping into the world of homeownership for the first time is an incredible adventure, full of both excitement…